Overview of Smart Banking App for Business

The Smart Banking App for Business offers advanced banking solutions at your fingertips, providing a comprehensive set of features designed to make managing business finances more efficient and secure. Whether you're opening a new account, depositing checks, or managing transactions, this app provides a platform to handle all your banking needs remotely.

User-Friendly Interface and Features

One of the standout features of this app is its user-friendly interface, which simplifies navigation and gives you quick access to essential functions. You can open a checking or savings account directly from the app without visiting a branch, enhancing convenience for busy professionals. For users who frequently manage multiple tasks, the intuitive navigation menu and smart shortcuts ensure that you can quickly get to your favorite features.

Comprehensive Account Management

With the Smart Banking App, you gain access to all your banking details in one place. Whether you want to view your statements, check balances, or review recent activities, the app enables you to easily manage your accounts. You can also make same-day or scheduled payments, ensuring that your transactions are processed promptly and efficiently.

Streamlined Payment Solutions

Payment solutions within the app are designed to be fast and fee-free. For instance, the integration of Zelle® allows you to pay and split payments with trusted contacts directly from your Citi Mobile App. Additionally, the mobile check deposit feature lets you deposit checks using your device, eliminating the need to visit a bank branch.

Enhanced Financial Insights

The app offers a smarter way to manage your finances with features like account aggregation and spending insights. You can link virtually all your bank accounts, credit cards, and investment accounts for a holistic financial view. By tracking your spending habits and trends across accounts, you can make more informed financial decisions. The app also provides bill management solutions, allowing you to view and manage all your bills and recurring payments in one place.

Security and Alerts

Security is a top priority, and the app includes several features to protect your financial information. With the Citi® Quick Lock, you can lock or unlock your lost or misplaced card instantly through the app. There's also a PIN reset feature that enables you to reset your debit card PIN from your mobile device. For added convenience, fingerprint authentication is available for fast and secure account access. Additionally, you can stay informed with customizable account alerts, choosing the types and timing of notifications you receive.

Personalized Credit Management

For Citi credit card customers, the app provides access to a free FICO® Score viewing, helping you stay informed about your credit health. The app also facilitates automatic payments, transfers, and payee management to simplify your financial tasks. If disputes about credit card transactions arise, the app allows you to file and track these disputes conveniently.

Mobile App Recognition

Citi's Mobile App has been awarded by J.D. Power for providing an outstanding mobile credit card experience. This recognition underscores the app's excellence in customer service and user experience, reflecting its efficiency and reliability. This certification is a testament to Citi’s commitment to delivering top-notch mobile banking experiences.

Privacy and Data Protection

Citi prioritizes your trust and confidence regarding the collection, use, and sharing of your information. For a comprehensive understanding of Citi's privacy practices, you can review their privacy notice online. This transparency ensures that users are fully informed about how their data is handled and protected within the app.

Download the App

The Smart Banking App is available for download on various platforms to ensure accessibility for all users:

• Download on Android